What Does DoD Actually Cover for PCS Home Sales?

Military families face unique pressures during PCS moves—tight deadlines, coordination challenges, and financial concerns. The reality is straightforward: DoD doesn't reimburse realtor commissions, which are classified as personal expenses under Joint Travel Regulations (JTR).

However, many administrative closing costs qualify for reimbursement. More importantly, certified MRP agents can connect you with military rebate programs that typically return around $1,800 at closing, significantly reducing your out-of-pocket burden.

The key is working with professionals who understand both DoD regulations and military-specific financial relief options.

Which Closing Costs Qualify for JTR Reimbursement?

When selling your primary residence at your previous duty station, JTR allows reimbursement for necessary, reasonable costs—typically up to 10% of the sale price for CONUS moves (OCONUS rules differ). Understanding these categories helps you plan accurately and file complete claims.

Typically Reimbursable (Within JTR Limits) Typically Non-Reimbursable
Required appraisal fees Realtor commissions
Title search and insurance Home staging or marketing
State transfer taxes and recording fees Repairs or improvements
Mandatory surveys Home warranties
Notarization and legal documentation Mortgage discount points
Required credit reports Elective upgrades or enhancements
VA funding fee penalties Cosmetic improvements

Always reference current DoD JTR for your specific situation. This guidance supports your understanding but doesn't replace official regulations. Verify eligibility with your finance office before filing claims.

How Military Rebate Programs Return $1,800 on Average

Commission costs can strain PCS budgets, but military-focused rebate programs provide meaningful relief. These private initiatives from military-friendly brokerages return a portion of the agent's commission directly to you at closing.

Real-World Example

On a $300,000 home sale with a 2.5% listing commission ($7,500), a 25% rebate program returns $1,875—substantial relief when managing PCS expenses.

Essential Rebate Tips

  • Secure rebate agreements in writing before listing
  • Choose agents experienced with military timelines
  • Verify rebate credits appear on your final Closing Disclosure
  • Ask about additional military-specific cost reduction programs

Why Certified MRP Agents Matter for PCS Success

Military Relocation Professional (MRP) agents understand DoD regulations, VA loan requirements, and PCS timeline pressures. They navigate complex situations like power of attorney closings, overseas coordination, and expedited processing.

Key MRP Advantages

  • Expert knowledge of JTR reimbursement rules
  • Experience with VA appraisal and repair negotiations
  • Proven systems for remote closing coordination
  • Access to military-specific rebate and assistance programs

Step-by-Step: How to File for PCS Reimbursements

Proper documentation and timely filing ensure you receive all eligible reimbursements. Follow this systematic approach based on DoD requirements.

1) Prepare Required Documentation

  • DD Form 1351-2 (Travel Voucher)
  • Official PCS orders
  • HUD-1 or Closing Disclosure
  • Itemized receipts for all claimed costs
  • Real estate listing agreement (if required)

2) Submit Through Proper Channels

File with your finance office promptly—deadlines are strictly enforced. Cross-reference each claimed cost with current JTR allowables to avoid delays or rejections.

3) Start with Accurate Home Valuation

Understanding your home's value helps estimate reimbursement caps and potential rebate amounts, enabling better financial planning throughout your PCS process.

Avoid These Common PCS Reimbursement Mistakes

  • Claiming commissions: Never reimbursable under DoD policy
  • Wrong property type: Only primary residence qualifies
  • Missing deadlines: File promptly or lose eligibility
  • Incomplete documentation: Gather all required forms and receipts
  • OCONUS confusion: Different rules apply for overseas moves
  • Duplicate claims: Check JTR restrictions on repeat reimbursements

Professional guidance prevents these costly errors and maximizes your eligible reimbursements.

PCS Realtor Fees & Reimbursement: Frequently Asked Questions

Does the military cover realtor fees when selling a home during PCS?

No, DoD doesn't reimburse realtor commissions under JTR regulations. However, many closing costs qualify for reimbursement, and military rebate programs typically return around $1,800 to offset commission expenses—providing meaningful financial relief during your PCS transition.

What PCS rebate programs offer cash back at closing?

Military-friendly brokerage programs return portions of agent commissions, averaging $1,800 in cash back at closing. MRP-certified agents can connect you with these programs and ensure seamless integration with your PCS timeline and requirements.

How do I submit DD Form 1351-2 for PCS reimbursements?

Submit DD Form 1351-2 with your PCS orders, Closing Disclosure, and itemized receipts through your finance office. Focus on JTR-allowable costs and file promptly—deadlines are strictly enforced for reimbursement eligibility.

Are there differences between CONUS and OCONUS PCS reimbursements?

Yes, OCONUS moves often have different reimbursement caps and allowable costs compared to CONUS transfers. Always verify current JTR rules for your specific move type with your finance office before filing claims.

Can I claim both DoD reimbursements and military rebates?

Absolutely. DoD reimbursements cover eligible closing costs, while military rebate programs return commission portions—these are separate benefit categories that can be combined for maximum savings during your PCS home sale.