$100K-$400K
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Maricopa, AZ
Price: $100K+
Price: Up to $400K
Property Type: Single Family Home,Multi-Family,Condo,Townhouse,Mobile Home,Manufactured Home
Listing Status: Active,Active Under Contract,Coming Soon,Contingent,Pending

REVIEWS

Stacy Hardy

Excellent experience in purchasing our home. Highly recommend James Sanson. Grateful for his expertise and patience in finding the perfect place to enjoy our golden years. James went above and beyond to exceed our expectations!

Ryan Brown

I just closed on a transaction working with James Sanson. I was the broker on the other side. James is an outstanding Maricopa Real Estate Agent to work with. My client is based out of Dublin, and James helped his client through understanding a couple delays. And the rest of the routine transaction was easy to move through. James is extremely professional and experienced and I hope we work together on more transactions in the future.

Betty Graham

James worked with me for several years. I had a difficult time deciding whether to move or not not he stayed in contact with me until I finally made up my mind. He went above and beyond what was necessary to find a home that was acceptable to me and my granddaughter.

Affordable Living: Maricopa Homes Under $400K (2025 Update)

Looking for a home under $400,000 in Maricopa, AZ? You’re in the right place. This price range offers spacious, modern homes perfect for military families near Luke AFB, VA buyers, or anyone planning a PCS move. Whether you’re buying or selling, our affordable homes under $400K guide for 2025 shows you how to score a deal or cash out fast.

Why Maricopa Is a Smart Choice for Budget Buyers

Maricopa’s affordability and growth make it a top pick for budget-conscious buyers, especially military families. Here’s why:

  • Lower property taxes compared to Phoenix metro areas.
  • Newer homes with modern layouts, even under $400K.
  • Strong demand from VA buyers, boosting resale potential.
  • Proximity to Luke AFB, ideal for PCS relocations.

What $400K Buys You in Maricopa (2025)

In Maricopa’s 2025 market, $400K gets you a lot of home. Expect these features:

  • 3–4 bedrooms, 1,600–2,200+ sq ft, perfect for growing families.
  • Open floor plans, updated kitchens, and landscaped yards.
  • 2-car garages, with space for pools or RV parking.
  • New construction homes in up-and-coming developments.

Top Neighborhoods for Affordable Homes

Maricopa’s neighborhoods offer variety for budget buyers. Here are the best spots:

  • Rancho El Dorado – Established community with homes under $400K, family-friendly.
  • The Lakes – Newer homes with master-planned amenities, VA buyer favorite.
  • Santa Rosa Springs – Quiet, commuter-friendly, close to Luke AFB.
  • Glennwilde – Affordable homes with community pools and parks.
  • See all Maricopa listings.

Are There VA Loan Options for Homes Under $400K in Maricopa?

Yes, VA loans are a go-to for military buyers in Maricopa. In 2024, 60% of homes under $400K in Rancho El Dorado were purchased with VA loans. These loans offer zero-down options and flexible terms, perfect for PCS families. Connect with our Luke AFB PCS experts to find VA-friendly lenders.

Selling Your Home Under $400K? Options for Military Homeowners

If you’re a military homeowner near Luke AFB facing a PCS, selling your home under $400K can be quick and profitable. Explore these heroSOLD™ programs:

  • Cash Fast Close Offers: Sell in 7–14 days to VA buyers or investors.
  • Buy Before You Sell: Buy your next home without waiting for your sale.
  • Fix It To Sell: We cover closing costs and minor repairs to maximize value.
  • Sell and Lease Back: Sell now, stay until your PCS move.
  • Enhanced MLS Experience: Market your home to VA buyers for top dollar.

Not sure which option fits? Our local agents provide a side-by-side comparison to help you decide.

What’s the Best Time to Sell a Home Under $400K in Maricopa?

Spring (March–May) is the sweet spot for selling homes under $400K. VA buyers and PCS families shop early to settle before summer. With our Cash Fast Close Offers, you can close in as little as 7 days, perfect for tight PCS timelines.

Can I Rent My House Near Luke AFB Instead of Selling?

Can I rent my house near Luke AFB instead of selling?

Yes, renting is an option for military families near Luke AFB. But selling provides faster cash and less stress during PCS moves. We’ll compare both for you.

How fast can I sell my Maricopa home under $400K?

With our Cash Fast Close Offers, you can sell in 7–14 days. VA buyers and investors target affordable homes near Luke AFB.

What upgrades boost my home’s value under $400K?

Simple upgrades like fresh paint, new flooring, or energy-efficient appliances can add 5–10% to your home’s value. We’ll assess for free.

Are there VA loan options for homes under $400K in Maricopa?

Yes, VA loans are widely used for Maricopa homes under $400K. Our agents can connect you with lenders for zero-down options.

Tips for First-Time Buyers Under $400K

Buying your first home in Maricopa? The $400K range is ideal. Here’s how to win:

  1. Use FHA or USDA loans to lower upfront costs.
  2. Focus on homes back on the market—sellers may be more flexible.
  3. Work with a local agent who knows Maricopa’s pricing trends.
  4. Check for HOA fees—some communities have low or no fees.

Local VA Buyer Trends in Maricopa

Maricopa’s proximity to Luke AFB drives strong VA buyer demand. In 2024, 55% of homes under $400K in The Lakes were sold to military families using VA loans. Buyers want move-in-ready homes with open layouts and quick closing dates. Our Enhanced MLS Experience targets these buyers to sell your home fast.

How to Find the Best Deals in Maricopa

Ready to buy or sell? Here’s how to make the most of Maricopa’s $400K market:


Start Your Maricopa Home Journey

Whether you’re buying a budget-friendly home or selling during a PCS, we’ve got you covered. Explore current Maricopa listings, check out what it’s like to live in Maricopa, or get a free home value estimate today.

You don’t have to overspend to live well—or sell smart. Let’s find your perfect fit under $400K.

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